First Advantage Bank offers comprehensive banking options with your advantage in mind.
As an independent community bank, First Advantage Bank is agile and offers competitive interest rates. We will work with you to select the right mix of accounts to meet your short-term and long-term financial goals.
LOANS
To get information about personal loans please contact us at 763-780-6600.FREE CHECKING
A sensible choice for the customer with basic banking needs. Free Checking customers enjoy no monthly service fee and no minimum balance requirement.INTEREST CHECKING
A small minimum balance is required for this interest-earning account. Rates grow as the balance increases.55+ CHECKING
Designed to meet the needs of experienced customers and retirees, 55+ Checking includes a competitive interest rate and requires no minimum balance. This no-fee account also includes special perks such as: free checks, money orders, cashier's checks and traveler's checks.RELATIONSHIP CHECKING
This premiere account provides every service the established customer expects. By maintaining a $5,000 balance, including outstanding loan and deposit balances. Relationship Checking customers receive a comprehensive suite of products and services.| FREE CHECKING | INTEREST CHECKING | 55 PLUS CHECKING | RELATIONSHIP CHECKING | |
|---|---|---|---|---|
| Minimum Opening | $100 | $100 | $100 | $100 |
| Minimum Balance | None | $500 | None | $5,000 or $10,000 combined balances on all accounts: checking, savings, loans, and CD's. |
| Service Fee | None | $10 monthly, if below minimum | None | $10 monthly, if below minimum |
| Interest | None | Yes, based on balance | Yes, based on balance | Yes, based on balance |
| Statement | Free imaging or $10 monthly to receive canceled checks | Free imaging or $10 monthly to receive canceled checks | Free imaging or $10 monthly to receive canceled checks | Free imaging or $10 monthly to receive canceled checks |
| Standard Checks | None | None | Free | Free |
| Additional Benefits | Free money orders, cashier's checks, and traveler's checks | Free money orders, cashier's checks, traveler's checks and discounted safe deposit |
MONEY MARKET
Our Money Market account bears a higher rate of interest than basic savings plans. At the same time, your funds are accessible. A reasonable $1,000 minimum gets you started. Interest is compounded and paid quarterly.INVESTOR SAVINGS
This account offers a competitive tiered interest rate; the higher the balance, the more interest you earn.This account options offers predictable earnings for disciplined savers who can maintain a $25,000 balance.
PERSONAL SAVINGS
Our Personal Savings account option is an easy way to increase the earning power of your money. A low minimum balance means no monthly service fees on this interest-bearing account. Savings interest is compounded and paid quarterly.JUNIOR SAVINGS
It's never too early to start saving. The Junior Savings account provides children and teens a one-stop placeto deposit, access, track and grow their money. This simple, no-fee account requires a $25 minimum balance and introduces young people to the fundamentals of money management.
| JUNIOR SAVINGS | PERSONAL SAVINGS | MONEY MARKET SAVINGS | INVESTOR SAVINGS | |
|---|---|---|---|---|
| Minimum Opening | $25 | $50 | $1,000 | $25,000 |
| Minimum Balance | $25 | $200 | $1,000 | $25,000 |
| Service Fee | None | $3 monthly, if below minimum | $10 monthly, if below minimum | $25 monthly, if below minimum |
| Interest | Yes, compounded quarterly | Yes, compounded quarterly | Yes, compounded quarterly | Yes, tiered, based on balance |
| Withdrawal Fee | 50¢ each over 6 withdrawals | 50¢ each over 6 withdrawals | 50¢ each over 6 withdrawals | 50¢ each over 6 withdrawals |
| Statement | Quarterly or combined with checking | Quarterly or combined with checking | Quarterly or combined with checking | Quarterly |
| Additional Benefits | Free money orders, cashier's checks and traveler's checks |
